MRM Mortgage Solutions Blog

Your Mortgage Is Up for Renewal and the Rate Is Higher

Your Mortgage Is Up for Renewal and the Rate Is Higher

Muhammad Syed
Published on: 03/05/2026

Mortgage renewal in Canada in 2026 means higher payments for most. Here's what the payment shock actually looks like, your options, and how to avoid leaving money on the table.

RefinancingRenewalsMarketratesRealestate
Fixed vs. Variable Mortgage in Canada

Fixed vs. Variable Mortgage in Canada

Muhammad Syed
Published on: 02/05/2026

Fixed or variable mortgage in Canada in 2026? Current rates, real numbers, break penalties explained, and a simple framework to help you decide which is right for your budget.

FixedVariableMortgagesRatesCanadaOntario
The Bank of Canada Just Hit Pause

The Bank of Canada Just Hit Pause

Muhammad Syed
Published on: 30/04/2026

The Bank of Canada just made its third consecutive hold at 2.25%. If you're renewing soon or deciding between variable and fixed, here's what's actually driving the decision — and what it means for your wallet.

mortgage renewal Canada 2026best mortgage rates Canadamortgage broker near mehow to get pre-approved mortgagefirst time home buyer mortgagevariable vs fixed mortgage
Is Your Mortgage Renewing in 2026? Here's What You Need to Know

Is Your Mortgage Renewing in 2026? Here's What You Need to Know

Muhammad Syed
Published on: 28/04/2026

First-time buyer in Canada? New 2026 programs could save you up to $130,000. Here's every rebate, rule, and strategy explained simply.